Business Loans
If you need a loan or have one coming up for renewal, we have access to over $350 million for commercial and industrial equipment, commercial lines of credit and commercial real estate mortgage loans to help businesses like yours. Our loan officer will walk you step by step through the application process, explaining your options as you go. Since all decision-making is done locally, that process can be very fast. You値l get the attention you deserve, so you can get back to your business.
Business VISA Platinum
You can apply for a Business VISA Platinum, offering credit limits as high as $50,000. You値l save money with no annual fee and a 25-day grace period, and have the option of making payments online. Dual name lines are also available. For easy record keeping, you値l receive an itemized listing of purchases and cash advances.
OMNI Basic Checking
The Basic Checking account is perfect for non-profit organizations, clubs and small business owners. This economical account is free when you transact less than 200 times a month.
OMNI Value Checking
Designed for businesses with moderate transaction volume, this account is loaded with value.
OMNI Wow Checking
If your business has higher liquidity and greater transactional requirements, our Wow Checking is the perfect fit for your business.
OMNI Business Checking Accounts
| |
Minimum Monthly Balance to Avoid Fees |
Monthly Checks and Debits |
| OMNI Basic Checking |
$0 |
200 |
| OMNI Value Checking |
$7,500 |
300 |
| OMNI Wow Checking |
$15,000 |
400 |
A minimal per-item fee applies to additional checks or credits.
Business Savings
As a business member, you can take advantage of a variety of Savings options. You値l earn more for your money and have peace of mind with NCUA Insurance protection.
• Regular Savings earn interest on balances of $100 or more
• Smart Savings earn interest on balances of $1,000 or more
• Money Market Accounts earn higher interest and provide convenient access on balances of $2,500 or more.
• CD options available for your business for longer term investments
Merchant Processing Services
OMNI partners with EC Metro to offer and provide complete merchant services to our members, allowing you to accept all major credit cards from your customers. By doing so, we are able to provide you with a group wholesale discount rate that can save you 10% - 30% of your current processing fees. There are no long-term contracts, very competitive pricing and exceptional member service.
Business Services
• FREE Internet Banking
• FREE ePay
• FREE e-Statements
• OTTO 24 Telephone Banking
• Investment Services
• Notary Service
• Telephone and Wire Transfers
• Direct Deposit
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