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Use the equity in your home to get the cash you need. You can use that money for anything you want.
OMNI Community Credit Union has the BEST Home Equity Rates!
• As low as 5.00% APR
• 3% lower than the national average!
• Up to $125 CASH Rebate!
• No closing costs
• Free iPod shuffle
To apply, call 866-OMNI-WOW or stop into a location near you. Home Equity Checklist and Application
When you choose an OMNI Home Equity Loan, you are using the value of your home to get the cash you need.  You can use that money for anything you want.  Plus, the interest payment may be 100% tax deductible, so be sure to consult with your tax advisor.
Fixed Rate Home Equity Loan
Borrow up to 100% of the value in your home for up to 20 years, and the monthly payments remain the same over the life of the loan.
  Home Equity Loan Rates RSS Feed
5 Year Fixed - 1st and 2nd Lien
As low as 5.00% APR
10 Year Fixed - 1st and 2nd Lien
As low as 5.25% APR
15 Year Fixed - 1st and 2nd Lien
As low as 5.50% APR
20 Year Fixed - 1st and 2nd Lien
As low as 6.50% APR
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For More Information
Call 269-441-1400
or 1-866-OMNI-WOW
or E-mail Us
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Disclosure
Your Annual Percentage Rate is based on individual credit qualifications and may vary. Your fixed Annual Percentage Rate (APR) may be as low as 5.00%, depending on your Note or Plan, and is subject to change without notice. The APR is based upon a 100% loan-to-value (LTV) or less determination; up to 100% loan-to-value (LTV) financing is available; see credit union for additional details. The maximum APR is 18%. The disclosure is provided in accordance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act. National home equity loan average was 8.60% as featured on www.bankrate.com for March 19, 2009. Home Equity Loan CASH Rebate is good on balances of $5,000 and up new money. CASH Rebate is based on your loan balance: $5,000-$24,999 = $25; $25,000-$49,999 = $50; $50,000-$74,999 = $75; $75,000-$99,999 = $100; $100,000+ = $125. No closing costs (a $400 value) are available on 2nd lien Home Equity Loans for approved applicants. Eligibility for the iPod offer: Your financed vehicle or home equity loan amount with us must be for $5,000 and up new money. Check with your tax advisor about potential tax benefits. Not available with any other offers. Certain restrictions may apply. Offer for iPod ends May 31, 2009. All applications must be submitted by this date to qualify.