New & Used Vehicles
OMNI offers affordable financing for new and previously owned vehicles with flexible terms up to six years.

Be sure to talk to us about refinancing your current vehicles to help save money.

OMNI's financing is also avaiable at many dealerships, allowing you to apply for your loan while negtiating with your sales person. Be sure to tell them you want to finance your vehicle at OMNI.

Personal Loans
A fixed rate personal loan from OMNI will give you the freedom to purchase the items you need without the worry of high interest rates. We offer secured personal loans for up to 84 months and unsecured personal loans for up to 60 months. Secure your loan with collateral such as your car or RV, a Certificate of Deposit or with your Share account.

Cash Reserve Line of Credit
This is an unsecured loan tied to your checking account. When you need extra cash for emergencies or until your next payday, just write yourself a check.

Home Equity Loans Whether you choose an OMNI Home Equity Loan or a Home Equity Line of Credit, you are using the value of your home to get the cash you need. You can use that money for anything you want. Plus, the interest payment may be 100% tax deductible, so be sure to consult with your tax advisor.
	Fixed Rate Home Equity Loan
	Borrow up to 100% of the value in your home for up to 20 years, and the monthly payments remain the same over the live of the loan. - No application fee (Home Equity Credit Application and Checklist) - No processing fee - No closing fee
	Home Equity Line of Credit
	Use the equity in your home to open a Home Equity Line of Credit. This variable rate loan is based on prime and comes in handy when you need extra cash for unexpected expenses, vacations, home improvements, vacations or even college tuition. Best of all, you can withdraw money when you need it and pay it back repeatedly over a 10-year draw period.

VISA Credit Cards
If you are using a bank credit card that slams you with high fees and interest rates, then you need to switch to OMNI. Our VISA credit cards can save you money with low annual percentage rates and no fee.

Our Visa Classic and Visa Platinum cards offer a host of benefits including:

• Zero liability

• 25-day grace period

• 90-day product protection

• Convenient bill payment options

• Identity theft victim assistance

• Travel and emergency services

• Online account management 24/7

As an extra bonus, every time you use your OMNI Visa Platinum card, you will earn bonus points redeemable for airline tickets, hotels, cruises, car rentals, gifts and more.

Apply for your loan today.
To apply, call us at 1-866-OMNI-WOW. Visit any of our offices, and our Team Members will help you select a loan to make your dreams come true.
Choice Loan Application