With a Smart Checking Account, members have all the perks of a regular checking account, plus they can earn interest with as little as $100 sitting in their accounts.
A Smart Checking account is an interest bearing checking account.  With this account, members have all the perks of a regular checking account, plus they can earn interest with as little as $100 sitting in their accounts.
Regular Checking
Free Internet Banking
Free OTTO 24
Free ePay
Free Debit Card
No Minimum Balance Requirement
No Monthly Service Charge
No Interest
VS.
Smart Checking
Free Internet Banking
Free OTTO 24
Free ePay
Free Debit Card
No Minimum Balance Requirement
No Monthly Service Charge
Interest paid on balances of $100+
  Smart Checking Rates RSS Feed
$100 to $2,499
0.025% APY
$2,500 to $4,999
0.05% APY
$5,000 to $9,999
0.10% APY
$10,000 to $24,999
0.15% APY
$25,000 to $49,000
0.25% APY
$50,000 and up
0.35% APY

How are dividends paid?
Interest is calculated on the daily balance and dividends are paid monthly.  This is exactly the same as how we pay dividends on our regular Checking accounts.

Related Links
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or 1-866-OMNI-WOW
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