We, our, and us when used in this notice, mean OMNI Community Credit Union.
This is our privacy notice for our members. When we use the words “you” and “your” we mean the following types of members

• Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We will tell you what information we share about you with other entities. We will explain what your rights are, and how you can exercise them. If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you is aware of our policy and your options.


We collect information about you from the following sources:
• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency
• Information we receive as a result of verifying member information

• We do not gather user-specific information, details from your computer Internet software, or save data about you and your computer other than what is needed to authenticate your access to our home banking product.
• Our site uses a temporary cookie in order to serve you better, and only after you have logged into Internet Banking. Data collected from the temporary cookies help us to keep track of your transaction status and menu positions. We do not store cookies on your computer when you close your browser.
• Cookies are not able to retrieve nonpublic personal information from your computer, and they can't retrieve email messages or other information that is not provided to us upon request.

• Visitors to OMNI Community Credit Union's web pages will remain anonymous. We do not collect personal data regarding our visitors.
• Our servers may collect standard non-identifying information about web page visitors, such as date, time of visit, IP address, city, state and country. This information is used to compile standard statistics on site usage.
• If you do provide personal identifying data via email, or through submission of applications, this information will be for correspondence or to process information. It will not be sold or offered to other parties.

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect this information.

We may disclose information to other parties. Here are the kinds of information we disclose to these other parties:
• Information you give us on application or other forms, such as: • Information about our transactions with us, such as:
Types of Other Parties
We may disclose information about you to the following types of other parties:
• Financial service providers, such as: We may also disclose information about you to other parties to provide you with information about additional products and services.

Future Disclosure To other Parties
We also reserve the right to disclose the following additional information about you to other parties in the future:
• Information we receive from a credit reporting agency, such as: You may opt out of the disclosure of the information Listed above.

In this notice, we have explained our policy about the disclosure of certain information.
Other parties. We have explained the kinds of information we may disclose to other parties. We have also explained the kinds of other parties with whom we may disclose the information. If you prefer that we do not disclose information to these other parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than the disclosures permitted by law).
Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us. If you have obtained one or more products or services jointly, an opt out instruction by any party will be effective for all of that party’s information we have collected and for all information we have collected about you will be shared, nor will we share information about any other joint party collected in conjunction with the product or service.
If you previously sent us and opt out, then we will continue to apply your instruction to the information you asked us not to share. You do not need to return another opt out form.
If you wish to opt out of the disclosure of your information, you may do so by notifying us in writing to the address listed below:

OMNI Community Credit Union
P.O. Box 1537
Battle Creek, Michigan 49016