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Smart Savings Accounts
A Smart Savings account is a high yield savings account that pays dividends on balances of $1,000 & up.
Smart Savings Account
Higher Dividends
 
Smart Savings pay a higher yield than our regular savings accounts
No Terms
 
CDs require you to lock up your money for a set amount of time (term) in order to get high dividends
Dividends paid on balances of $1,000+
 
Money Market accounts pay dividends on balances of $2,500+
  Smart Savings Rates RSS Feed
$1,000 to $9,999
0.20% APY
$10,000 to $24,999
0.650% APY
$25,000 to $49,999
0.700% APY
$50,000 and up
0.900% APY
How are Dividends paid?
Dividends and paid out quarterly and calculated on the daily balance.  This means that we pay dividends on this account day in and day out just like we do with our regular savings accounts.  Many banks pay dividends on the low balance for the month instead of the daily balance.  That means they use the lowest balance for the entire month to determine what rate your earn.  This is another way we have separated ourselves from the banks and why choosing OMNI is the smarter way to bank.