To enter:
  1. Finance or refinance a car loan with us and once the loan is funded, you’ll be automatically entered to win your choice of these grand prizes.
  2. Refer an eligible friend for a car loan – purchase or refinance - and you’ll both be automatically entered upon loan funding. Complete rules below!

Which will you choose?

Ready to start?


If you need some help or have questions, call us at (866) OMNI-WOW or stop by a branch.

OMNI Community Credit Union "THE CHOICE IS YOURS! WIN… 3 CAR PAYMENTS or FREE GAS FOR A YEAR!" Summer 2019 Official Contest Rules
A complete copy of these rules can also be obtained at the headquarters of OMNI Community Credit Union, 3141 Capital Ave SW, Battle Creek, MI 49015 during normal business hours Monday through Friday or by sending a self-addressed, stamped envelope to "The Choice is Yours" Summer 2019 Contest Rules, P.O. Box 1537, Battle Creek, MI 49016.

OMNI Community Credit Union will conduct the Summer 2019 "The Choice is Yours" sweepstakes (the "Contest") as described in these rules, and by participating, each participant agrees as follows:

Contest Sponsor: The "Contest Sponsor" is OMNI Community Credit Union.

Entrant Eligibility: Anyone age 18 or older may enter the Contest as described below. Employees, agents, representatives, or affiliates of OMNI Community Credit Union or any Sponsor and any immediate family members and household members of such individuals are not eligible to enter. The term "immediate family members" includes spouses, parents, siblings, grandparents, children, grandchildren and cohabiting significant others.

Contest Dates: Begins July 1, 2019 and Ends September 30, 2019

Prizes: Winner will be awarded via random drawing and given the opportunity to select one of the following Grand Prize options: 3 car payments, with a maximum monthly payment of $500 or free gas for a year, valued at $2,600 (based on $50 per week for 52 weeks). Prize must be accepted as is, with no substitutions. Winners are responsible for any costs associated with accepting the prize and all applicable taxes. An IRS Form 1099-MISC will be issued to the winner as required by federal law. Winning dollar amount to be deposited into the member’s OMNI regular savings account.

How to Play - There are three ways to play:
1: Finance or refinance a car loan at OMNI during the contest dates and be automatically entered into the random drawing.
2: OMNI Members, with an OMNI car loan, who refers a friend (for a loan of $5,000 or more) and friend finances a car loan through OMNI during the contest dates, will be automatically entered into the random drawing.
3: Alternative entry: Mail a 3"x5" card setting forth the entrant’s name, address, phone number, email address and the phrase "The Choice is Yours" to: OMNI Community Credit Union, Attn: Contests, PO Box 1537, Battle Creek, MI 49016: The card must be received on or before (September 30, 2019). Entries received after this date will not qualify for the random drawing. The Contest Sponsor will not be responsible for any lost, delayed, misdirected, illegible, incomplete, damaged or undeliverable entries, or any delay or failure to transmit, process, receive or consider entries.

General Rules: By entering the contest, the entrant agrees to follow the rules and decisions of the Contest Sponsor. The entrant also agrees to comply with all applicable state laws. The entrant understands that existing OMNI car loans do not qualify for The Contest. The entrant also understands that entry for the Grand Prize drawing is pursuant to funding an OMNI car loan. In the event that the Grand Prize winner has multiple car loans, entrant understands that the 3 car payments Grand Prize option is applicable to only one car loan. The Contest Sponsor has the right to require proof of identity for a person to participate or claim a Prize in The Contest. The decisions of the Contest Sponsor in relation to The Contest will be final and binding. The Contest shall be governed by and construed in accordance with the laws of the state of Michigan. The entrant waives any responsibility of the Contest Sponsor for any and all claims for damages for death, personal injury, loss of property or property damage that may result of the entrant’s entry into the Contest and/or the use of the Prize.

Selection and Announcing the Winner: The winner of The Contest will be drawn in a random drawing. There will be only one Grand Prize winner. To claim the Prize, winners must go to an OMNI branch location and redeem in person.

Privacy/Use of Personal Information: By participating in The Contest, each entrant (a) grants the Sponsor the right to use the entrant’s name, likeness, mailing address, telephone number, and email address (“Personal Information”) for the purpose of administering The Contest, including but not limited to contacting and announcing the Winners; (b) grants the Sponsor the right to use the entrant’s name and likeness for publicity and promotional purposes relating to The Contest, in any and all media now known hereafter devised, without further compensation unless prohibited by law; and (c) acknowledges that the Sponsor may disclose the entrant’s name and likeness to third-party agents and service providers of the Sponsor in connection with any of the activities listed in (a) and (b) above. The Sponsor will use the entrant’s Personal Information only for intended purposes, and protect the entrant’s Personal Information in a manner that is consistent with the OMNI Community Credit Union Privacy Policy.

A winners list may be obtained after September 30, 2019, by sending a self-addressed stamped envelope to the following address: “The Choice is Yours” Contest Winners, P.O. Box 1537, Battle Creek, MI 49016. Void where prohibited. All federal, state, and local regulations apply.