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0% APR for 9 months or 10,000 bonus points - Platinum Mastercard

Find the Mastercard® That Fits Your Life

Smart spending starts here - choose the card that works for you. For a limited time, take advantage of a special introductory offer or point bonus when you open a new Platinum or Platinum Rewards credit card.1

Platinum Mastercard®

For a limited time, get a 0% APR* on purchases for 9 months when you open a Platinum Mastercard®2

  • Accepted worldwide
  • Low, competitive rate - better than most banks

Platinum Rewards Mastercard®

For a limited time, earn 10,000 bonus points when you open a Platinum Rewards Mastercard® and spend $1,000 on purchases for the first 90 days!3

  • Standard Points5
    • 4X on gas
    • 3X on restaurants
    • 2X on groceries
    • 1X on everything else
  • Redeem anytime for cash back, gifts, or merchandise

Both cards include:

  • No annual fee
  • Limited Time: 1.99% on Balance Transfers for 12 months4
  • 25-day grace period on purchases
  • Easy online account access through Digital Banking
  • Plus, every OMNI credit card balance qualifies for our Cashback Rebate Program
APPLY NOW BALANCE TRANSFER

Terms & Conditions | Mastercard® Guide to Benefits

* APR= Annual Percentage Rate

1. Promotion begins on May 1, 2026, and ends on July 31, 2026, unless terminated earlier by OMNI in its sole discretion. This is not a commitment to lend. Subject to credit and underwriting approval. Restrictions may apply. See credit union for details.

2. 0% Intro APR Introductory rate applies to new platinum cardholders only and is valid on purchases for the first 9 months from the card opening date. Rate will increase to standard rate after promotional period.

3. Point promotion applies to new platinum rewards cardholders only and is valid on purchases for the first 90 days from the card opening date. Earn 10,000 points when you spend $1,000 on purchases within the first 90 days. After meeting promotion spend, standard points will apply to all purchases.

4. Balance Transfer Terms & Conditions

5. Earn 4 points per $1 spent on qualifying gas purchases (Automated Fuel Dispenser & Service Stations). Earn 3 points per $1 on qualifying restaurant purchases (Restaurant & Fast Food). Earn 2 points on every $1 spent on qualifying grocery purchases (Grocery Stores & Supermarkets). Earn 1 point per every $1 spent on all other purchases.

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