At OMNI, we offer competitive rates on our financial products to help you meet your goals. Below you'll find our current rates for all our banking products as of 2025-06-19.

Print Rates


AUTO LOAN Apply
2019 and Newer (Various terms) As low as 5.74% APR**
2016 to 2018 (Auto only) As low as 6.24% APR*
MOTORCYCLE LOAN Apply
2019 and Newer (Various terms) As low as 5.74% APR**
RV LOAN Apply
2023 and Newer As low as 7.25% APR*
2018 to 2022 As low as 8.25% APR*
POWER SPORTS LOAN Apply
2019 and Newer As low as 7.25% APR*
BOAT LOAN Apply
2024 and Newer As low as 7.25% APR*
2019 to 2023 As low as 8.25% APR*
HOME EQUITY LOAN Contact
Fixed Rate: Second Lien 90% LTV As low as 6.50% APR
Line of Credit Contact us for rate*
OTHER LOAN
Closed End Unsecured (Various terms) As low as 11.49% APR*
Shared Secured (Various terms) As low as 5.25% APR* Apply
Certificate of Deposit Secured CD Rate plus 2.50% APR*
Cash Reserve Line of Credit As low as 14.95% APR*
Home Improvement Loan As low as 8.49% APR* Apply
OMNI Fast Cash As low as 22.99% APR*
CREDIT CARD Apply
Platinum As low as 11.49% APR*
Platinum Rewards As low as 15.49% APR*

HIGH YIELD CHECKING ACCOUNT
$0.01-$10,000 4.000% APY*
$10,000.01 and up 0.010% APY*
REGULAR/REWARDS CHECKING ACCOUNT
$0 and up 0.000% APY
SMART CHECKING ACCOUNT
$100 to $2,499.99 0.000% APY
$2,500 to $4,999.99 0.000% APY
$5,000 to $9,999.99 0.050% APY
$10,000 to $24,999.99 0.100% APY
$25,000 to $49,999.99 0.125% APY
$50,000 and up 0.150% APY

BUSINESS CHECKING
$100 to $7,499.99 0.000% APY
$7,499.99 to $14,999.99 0.050% APY
$15,000.00 and up 0.100% APY
BUSINESS SAVINGS
$100 - $4,999.99 0.025% APY
$5,000 - $9,999.99 0.075% APY
$10,000 and up 0.100% APY
BUSINESS MONEY MARKET
$2,500 - $24,999.99 0.250% APY
$25,000 - $49,999.99 0.300% APY
$50,000 - $99,999.99 0.350% APY
$100,000 - $199,999.99 0.500% APY
$200,000 and up 0.600% APY
BUSINESS CERTIFICATES OF DEPOSIT
6 Month 0.600% APY
6 Month Jumbo 0.850% APY
9 Month Special 4.250% APY
12 Month 0.750% APY
12 Month Jumbo 1.000% APY
14 Month Special 4.000% APY
24 Month 0.850% APY
24 Month Jumbo 1.100% APY
26 Month Special 3.750% APY
36 Month 1.050% APY
36 Month Jumbo 1.300% APY
48 Month 1.150% APY
48 Month Jumbo 1.400% APY
60 Month 1.400% APY
60 Month Jumbo 1.650% APY